'In restaurants, the waiter takes your card and then comes back with the machine. Don't allow that.' 'Let him come to you with the machine and then enter the card and the PIN yourself.'
You may invest even at current market levels provided you have an investment horizon of five years or more.
Investing heavily in a top-performing fund during good times can cause long-term pain. Don't invest lump sum at market peaks.
Experts suggest six ways to play stocks that tank suddenly and make money as Sanjay Kumar Singh listens in
Beware, it's not just criminals who want your data!
When selecting investments, pay attention to potential return, risk and how easily you can exit it.
New ITR form may be simpler, but some changes could stump you.
Before participating, consider company's long-term prospects, premium offered and acceptance ratio.
While Indians don't buy property during May-September due to the holidays/rains/ religious reasons, buyers should scout for property now.
Monitor how long the high cash position lasts. If it lasts for a month or two, it is fine. But if it continues for a couple of quarters, seek your advisor's opinion on whether to exit the fund.
While you can always correct them, the sooner you do it the better it is for you, says Sanjay Kumar Singh
'If you retain your account with the EPFO for 10 years, you get a life-long pension.'
As protectionism grows from the United States to Australia, Sanjay Kumar Singh draws up a comprehensive financial checklist for those shifting to India.
When selecting a liquid fund, stick to schemes with an AUM of above Rs 1,000 crore.
Sanjay Kumar Singh tells you what to watch out for when buying insurance and investing in MFs online.
Sanjay Kumar Singh draws up a mediclaim policy checklist.
Experts say you may invest in small-sized funds and benefit from their nimbleness.
Novices should enter markets via SIPs of equity mutual funds.
Now that the National Pension Scheme offers more choices than the Employees Provident Fund, is more transparent and also allows to choose the level of allocation to equities as investors like, should one switch to the NPS?